EAS Appraisal Services is your FHA certified appraisal company

The FHA retains of approved appraisers for each state - EAS Appraisal Services is on the roster of approved appraisers for FL. This means that we are certified and approved by the FHA to do appraisals for property loans backed by them. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at EAS Appraisal Services is well-trained on how to work in accordance with the rules and regulations provided.

If your home loan is FHA certified, that means that it has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The lending organization takes care of all the money in the loan; the FHA simply insures the transaction with mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are designed to assist low-to-moderate income consumers help meet credit qualifications if they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are extremely beneficial to purchasers with less starting income.